Stop Losing Borrowers to the Broker Who Answered First

When a buyer finds a home, they need a mortgage now — not tomorrow. If you don't answer, the next broker will. One Dash Zero answers every call instantly, qualifies the borrower, and books the consultation — 24/7.

AI Receptionist for Mortgage Brokers

Our AI Receptionist for Mortgage Brokers answers every call in under a second with a warm, natural voice. No hold music, no phone trees, no voicemail — just instant, professional service for borrowers who call.

Answers Instantly, 24/7

Whether it’s rate questions or pre-approval inquiries at 2am or a routine inquiry during lunch, your AI receptionist picks up on the first ringevery time, every day, including holidays.

Takes Detailed Messages

Captures the caller’s name, phone number, and reason for calling. Messages are delivered to your inbox or phone instantlynothing slips through the cracks.

Routes Urgent Calls

Emergencies are detected and transferred to on-call staff immediately. Routine calls are handled by the AI so your team can focus on the work that matters.

AI Agent for Mortgage Brokers

More than a receptionist — your AI agent actively helps borrowers by booking appointments, answering detailed business questions, and connecting to your existing tools.

Books Appointments Automatically

Connects directly to your calendar and books, reschedules, or cancels appointments in real time. Borrowers get confirmed times without any back-and-forth.

Handles Chat & WhatsApp

Your AI agent manages web chat and WhatsApp messages with the same intelligence as phone calls. Borrowers choose the channel they prefer.

Connects to Your Tools

Integrates with your CRM, scheduling software, and 40+ business tools. Information flows automatically — no manual data entry required.

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The Missed Call Problem for Mortgage Brokers

Mortgage is a speed game. The broker who connects first wins the deal. When you're on a call, in a closing, or away from your desk, every missed call is a funded loan walking to your competitor.

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How Dash handles it — without pretending to be your firm

Dash doesn't pretend to be in your line of work. There is no industry script baked in — no "plumber mode," no "architect mode." That's the point.

You spend ~10 minutes in the onboarding wizard telling Dash about your business: what you offer, what you charge for a consult, what makes you different, what you do not take on, and — most importantly — the questions you want asked on every call.

Then Dash answers the phone, asks your questions, captures your intake fields, books on your calendar, and texts the caller a confirmation with your business details.

Why the intake questions matter more than the script

Every firm qualifies leads differently.

A home-services business needs to know the property address, urgency, and whether it's a repeat customer. A professional services firm needs to know project scope, timeline, and budget posture. A retail business needs to know what the caller wants and whether they need delivery or pickup.

Most AI receptionists hardcode a generic intake questionnaire ("name, number, reason for calling"). Dash asks the questions you write. If you change them next week, Dash asks the new ones starting on the next call — no retraining, no support ticket.

The differentiator isn't "we have AI." The differentiator is whose questions the AI asks.

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What you set up in the wizard (about 10 minutes)

Bounded by what the onboarding wizard actually captures. No flowcharts, no decision trees, no developer.

  1. 1 Your firm's identity
    Company name, the name your AI answers to, your industry, your service area, and your timezone.
  2. 2 Your services and hours
    List what you actually do, one per line, and when you're open. Dash never books outside those hours.
  3. 3 Your pricing posture
    Pick one of four: quote exact prices, give general ranges, say it varies and offer a follow-up, or don't discuss pricing. If you pick exact or ranges, you fill in the numbers.
  4. 4 Your FAQs
    The questions every caller asks you, with the answers you'd want a receptionist to give. Add as many as you want.
  5. 5 Your qualifying questions
    The intake list Dash asks on every new-lead call. Project type, budget posture, timeline, scope, whatever you need to triage. Edit anytime; live on the next call.
  6. 6 Your tone
    Pick from formal, friendly, casual, fun, witty, or professional. Plus a free-text "agent role / purpose" line to describe what Dash is there to do.
  7. 7 Your never-promise list
    Things Dash must not commit to on a call. Six preset rules (price, callback time, discounts, availability, etc.) plus any custom rules you write.
  8. 8 Your complaint posture
    When a caller is upset, pick take a detailed message, transfer to a manager, or try to resolve directly. Plus an optional "what can we offer them?" line.
  9. 9 Your key responsibilities
    Multi-select which call behaviors Dash is allowed to do: book appointments, take messages, transfer calls, send follow-up texts, qualify leads, handle after-hours calls, answer questions, provide quotes. Turn one off and Dash won't attempt it on a call.

Edit anytime — changes apply on the next call.

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Human + AI

Live Agent Takeover

Your AI handles every conversation until you're ready to step in. Take over any chat or WhatsApp thread in real time from the FONE app.

Web Chat Takeover

A first-time homebuyer asks about rates and programs on your website. Your AI pre-qualifies them, but when they want to discuss loan options in depth, you step in with one tap.

WhatsApp Takeover

A realtor partner sends you a referral via WhatsApp. Your AI captures the borrower details, but when the deal needs your personal touch to close, you jump in directly.

Seamless Handoff

When you're done, release the conversation and your AI picks up right where you left off. Get your client the right information at the right time.

AI when you're away. You when it matters.

Your AI handles rate inquiries and pre-qualification. But when a borrower is ready to lock or a realtor relationship needs the personal touch, you're one tap away.

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Native Integration

WhatsApp Built In

Prospects ask about rates, pre-approval requirements, and application status on WhatsApp — and your AI responds instantly with answers, document checklists, and scheduling.

Live transfers, right inside WhatsApp. When a customer asks to speak with someone specific — Sales, Support, or a team member by name — the AI transfers the conversation instantly. The customer stays in the same WhatsApp thread while the new team member's AI assistant picks up. No links, no new chats, no friction.

Meet your customers where they already are. One WhatsApp number for Reception, Sales, Support, and every team member.

Message Dash on WhatsApp
Live Transfer
Hi! I'm Dash from One Dash Zero. How can I help you today?
9:14 AM
Transfer me to sales
9:14 AM
I'm transferring you to James Brown, Sales.
9:14 AM
James Brown has entered this chat
Hi, this is James Brown, how may I help you?
9:15 AM

Why Mortgage Brokers Choose One Dash Zero™

See how we compare to the alternatives.

Feature One Dash Zero Answering Service Voicemail
Answer time<1 second30–90 secN/A
Available 24/7/365Extra cost
Books appointments
Unlimited concurrent calls
Transfers to live staff
Web chat & WhatsApp
Multilingual13+ languagesLimited
Monthly cost$199$800–$2,000+Free

Simple, Transparent Pricing

No hidden fees. No long-term contracts. Start protecting your revenue today.

AI Personal Agent for Mortgage Brokers

A dedicated AI assistant for every team member

$99/mo per user
  • 24/7 AI call answering
  • Calendar scheduling & reminders
  • WhatsApp & SMS support
  • Voice & chat in 10+ languages
  • Call summaries & follow-up drafts
  • Live agent takeover (web, WhatsApp)
  • 40+ integrations

Includes up to 200 AI-handled calls/month.

Get Started Today
See all plans & pricing →

Built for Every Mortgage Scenario

Purchase Loans

Buyers call when they find a home and need financing fast. Your AI captures property details, price range, and timeline — then books the consultation before they call another broker.

Refinance Inquiries

Homeowners call when rates drop or they need cash out. Your AI qualifies current loan details, property value estimate, and goals — delivering a warm lead to your desk.

Realtor Referrals

When a realtor sends a buyer your way, answering instantly is everything. Your AI captures the referral source, buyer details, and urgency — protecting your most valuable relationships.

Pre-Approval Requests

Buyers shopping for homes need pre-approval letters fast. Your AI collects income, assets, and credit range to start the process — then books the appointment to finalize.

Multi-LO Brokerages

Route calls to the right loan officer based on referral source, loan type, or round-robin distribution. Each LO's AI agent manages their own pipeline and calendar.

Application Status Updates

Existing borrowers call about their application, conditions, and closing dates. Your AI answers common questions, takes messages, and routes complex matters to the right processor or LO.

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Connects to Your Favorite Tools

From Shopify to Salesforce to Calendly — One Dash Zero integrates with 40+ platforms to supercharge your AI.

Integrations are configured per agent — an Accounts Receivable agent connects to QuickBooks, a Support agent connects to Slack, and a Sales agent gets your CRM. Each agent only accesses the tools and data they need, and nothing more.

Shopify Salesforce Google Calendar Calendly QuickBooks HubSpot Clio ServiceTitan Mindbody OpenTable Outlook Calendar WooCommerce Guesty Follow Up Boss Vagaro Zoho CRM SimplePractice Fresha Pipedrive Hostaway Jobber Housecall Pro Xero Toast GoHighLevel FreshBooks Boulevard Booksy Jane App Dentrix PetDesk
View all integrations →
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Enterprise-Grade Security

Your Customers' Data. Protected.

Your mortgage brokerage handles sensitive information — financial applications, credit information, income documentation. One Dash Zero protects every piece of it.

Every call, chat, and appointment is protected by TLS encryption, SOC 2 compliant vendors, and complete data isolation between accounts. No servers to breach, no ports to exploit — just Cloudflare's global edge network trusted by 25% of the internet.

Learn more about our security practices

AI Mortgage Broker FAQs

Can the AI pre-qualify borrowers on the phone?
Yes. Your AI collects purchase price range, down payment estimate, employment type, credit range, and timeline. You receive a pre-qualified lead summary before the consultation even starts.
Does it track referral sources?
Yes. Your AI asks how the caller heard about you and captures the referring realtor's name. Every lead arrives with attribution — so you know which relationships are driving business.
Can it handle calls for multiple loan officers?
Yes. Each loan officer gets their own AI agent with their own calendar and pipeline. Calls route based on referral source, loan type, or your custom distribution rules.
Is borrower information kept secure?
One Dash Zero encrypts all data in transit and at rest. We do not access, share, or use call content beyond delivering the service. See our privacy policy for full details.
Can it answer questions about loan programs?
Yes. Your AI is trained on your specific offerings and can discuss loan types, general process information, required documents, and timelines. It speaks mortgage naturally.
How quickly can I get this set up?
About 5 minutes. Add your brokerage details, loan officer directory, services, and routing rules. Your AI is live and answering calls immediately.
What does it cost?
Plans start at $199/month for the Launch plan. Most mortgage brokers recover the cost by closing just one additional loan. See our pricing page for full details.

Ready to Capture Every Borrower Call?

Your next funded loan is calling right now. Make sure someone answers.

📞 Talk to Dash — Try It Free