Stop Losing Prospects to Voicemail

When someone gets a new car, buys a house, or has a life change, they start calling agents. If you don't answer, the next agent on their list does. One Dash Zero answers every call instantly, qualifies the prospect, and books the consultation — 24/7.

AI Receptionist for Insurance Agencies

Our AI Receptionist for Insurance Agencies answers every call in under a second with a warm, natural voice. No hold music, no phone trees, no voicemail — just instant, professional service for prospects who call.

Answers Instantly, 24/7

Whether it’s coverage questions or a new claim at 2am or a routine inquiry during lunch, your AI receptionist picks up on the first ringevery time, every day, including holidays.

Takes Detailed Messages

Captures the caller’s name, phone number, and reason for calling. Messages are delivered to your inbox or phone instantlynothing slips through the cracks.

Routes Urgent Calls

Emergencies are detected and transferred to on-call staff immediately. Routine calls are handled by the AI so your team can focus on the work that matters.

AI Agent for Insurance Agencies

More than a receptionist — your AI agent actively helps prospects by booking appointments, answering detailed business questions, and connecting to your existing tools.

Books Appointments Automatically

Connects directly to your calendar and books, reschedules, or cancels appointments in real time. Prospects get confirmed times without any back-and-forth.

Handles Chat & WhatsApp

Your AI agent manages web chat and WhatsApp messages with the same intelligence as phone calls. Prospects choose the channel they prefer.

Connects to Your Tools

Integrates with your CRM, scheduling software, and 40+ business tools. Information flows automatically — no manual data entry required.

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The Missed Call Problem for Insurance Agents

You're in client meetings, on the road, or closing deals. Meanwhile, prospects are calling — and when they don't reach you, they move on. Insurance is a relationship business, and the relationship starts with answering the phone.

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How Dash handles it — without pretending to be your firm

Dash doesn't pretend to be in your line of work. There is no industry script baked in — no "plumber mode," no "architect mode." That's the point.

You spend ~10 minutes in the onboarding wizard telling Dash about your business: what you offer, what you charge for a consult, what makes you different, what you do not take on, and — most importantly — the questions you want asked on every call.

Then Dash answers the phone, asks your questions, captures your intake fields, books on your calendar, and texts the caller a confirmation with your business details.

Why the intake questions matter more than the script

Every firm qualifies leads differently.

A home-services business needs to know the property address, urgency, and whether it's a repeat customer. A professional services firm needs to know project scope, timeline, and budget posture. A retail business needs to know what the caller wants and whether they need delivery or pickup.

Most AI receptionists hardcode a generic intake questionnaire ("name, number, reason for calling"). Dash asks the questions you write. If you change them next week, Dash asks the new ones starting on the next call — no retraining, no support ticket.

The differentiator isn't "we have AI." The differentiator is whose questions the AI asks.

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What you set up in the wizard (about 10 minutes)

Bounded by what the onboarding wizard actually captures. No flowcharts, no decision trees, no developer.

  1. 1 Your firm's identity
    Company name, the name your AI answers to, your industry, your service area, and your timezone.
  2. 2 Your services and hours
    List what you actually do, one per line, and when you're open. Dash never books outside those hours.
  3. 3 Your pricing posture
    Pick one of four: quote exact prices, give general ranges, say it varies and offer a follow-up, or don't discuss pricing. If you pick exact or ranges, you fill in the numbers.
  4. 4 Your FAQs
    The questions every caller asks you, with the answers you'd want a receptionist to give. Add as many as you want.
  5. 5 Your qualifying questions
    The intake list Dash asks on every new-lead call. Project type, budget posture, timeline, scope, whatever you need to triage. Edit anytime; live on the next call.
  6. 6 Your tone
    Pick from formal, friendly, casual, fun, witty, or professional. Plus a free-text "agent role / purpose" line to describe what Dash is there to do.
  7. 7 Your never-promise list
    Things Dash must not commit to on a call. Six preset rules (price, callback time, discounts, availability, etc.) plus any custom rules you write.
  8. 8 Your complaint posture
    When a caller is upset, pick take a detailed message, transfer to a manager, or try to resolve directly. Plus an optional "what can we offer them?" line.
  9. 9 Your key responsibilities
    Multi-select which call behaviors Dash is allowed to do: book appointments, take messages, transfer calls, send follow-up texts, qualify leads, handle after-hours calls, answer questions, provide quotes. Turn one off and Dash won't attempt it on a call.

Edit anytime — changes apply on the next call.

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Human + AI

Live Agent Takeover

Your AI handles every conversation until you're ready to step in. Take over any chat or WhatsApp thread in real time from the FONE app.

Web Chat Takeover

A prospect asks about bundling home and auto on your website. Your AI collects their details, but when they want to compare coverage options in depth, you step in with one tap.

WhatsApp Takeover

A client messages after a car accident needing to file a claim. Your AI captures the initial details, but when they need guidance through the claims process, you jump in directly.

Seamless Handoff

When you're done, release the conversation and your AI picks up right where you left off. Get your client the right information at the right time.

AI when you're away. You when it matters.

Your AI handles quote requests and policy questions. But when a client has a claim emergency or a high-value prospect needs the personal touch to close, you're one tap away.

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Native Integration

WhatsApp Built In

Clients ask about coverage options, file claims, and request policy updates on WhatsApp — and your AI responds instantly with answers, appointment scheduling, and document requests.

Live transfers, right inside WhatsApp. When a customer asks to speak with someone specific — Sales, Support, or a team member by name — the AI transfers the conversation instantly. The customer stays in the same WhatsApp thread while the new team member's AI assistant picks up. No links, no new chats, no friction.

Meet your customers where they already are. One WhatsApp number for Reception, Sales, Support, and every team member.

Message Dash on WhatsApp
Live Transfer
Hi! I'm Dash from One Dash Zero. How can I help you today?
9:14 AM
Transfer me to sales
9:14 AM
I'm transferring you to James Brown, Sales.
9:14 AM
James Brown has entered this chat
Hi, this is James Brown, how may I help you?
9:15 AM

Why Insurance Agencies Choose One Dash Zero™

See how we compare to the alternatives.

Feature One Dash Zero Answering Service Voicemail
Answer time<1 second30–90 secN/A
Available 24/7/365Extra cost
Books appointments
Unlimited concurrent calls
Transfers to live staff
Web chat & WhatsApp
Multilingual13+ languagesLimited
Monthly cost$199$800–$2,000+Free

Simple, Transparent Pricing

No hidden fees. No long-term contracts. Start protecting your revenue today.

AI Personal Agent for Insurance Agencies

A dedicated AI assistant for every team member

$99/mo per user
  • 24/7 AI call answering
  • Calendar scheduling & reminders
  • WhatsApp & SMS support
  • Voice & chat in 10+ languages
  • Call summaries & follow-up drafts
  • Live agent takeover (web, WhatsApp)
  • 40+ integrations

Includes up to 200 AI-handled calls/month.

Get Started Today
See all plans & pricing →

Built for Every Insurance Scenario

Auto Insurance

New car purchases, teen drivers, policy changes. Your AI captures vehicle details, driving history, and coverage needs — then books the consultation or provides a quote request.

Homeowners & Renters

Real estate closings drive urgent insurance needs. Your AI captures property details, closing dates, and coverage requirements — ensuring you write the policy before closing day.

Life & Health

Life events — marriage, new baby, retirement — trigger coverage needs. Your AI handles sensitive conversations with empathy and captures the details you need for quoting.

Commercial & Business

Business owners need liability, workers comp, and property coverage. Your AI qualifies commercial prospects by industry, employee count, and coverage type.

Policy Renewals & Changes

Existing clients call about renewals, adding vehicles, or address changes. Your AI captures the details and creates a task for your team — keeping clients happy without interrupting your day.

Claims First Notice

When a client has an accident or loss, your AI captures the initial report — date, description, parties involved — and immediately notifies your claims team.

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Connects to Your Favorite Tools

From Shopify to Salesforce to Calendly — One Dash Zero integrates with 40+ platforms to supercharge your AI.

Integrations are configured per agent — an Accounts Receivable agent connects to QuickBooks, a Support agent connects to Slack, and a Sales agent gets your CRM. Each agent only accesses the tools and data they need, and nothing more.

Shopify Salesforce Google Calendar Calendly QuickBooks HubSpot Clio ServiceTitan Mindbody OpenTable Outlook Calendar WooCommerce Guesty Follow Up Boss Vagaro Zoho CRM SimplePractice Fresha Pipedrive Hostaway Jobber Housecall Pro Xero Toast GoHighLevel FreshBooks Boulevard Booksy Jane App Dentrix PetDesk
View all integrations →
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Enterprise-Grade Security

Your Customers' Data. Protected.

Your insurance agency handles sensitive information — policyholder information, claims data, financial records. One Dash Zero protects every piece of it.

Every call, chat, and appointment is protected by TLS encryption, SOC 2 compliant vendors, and complete data isolation between accounts. No servers to breach, no ports to exploit — just Cloudflare's global edge network trusted by 25% of the internet.

Learn more about our security practices

AI Insurance Agent FAQs

Can the AI provide insurance quotes?
Your AI doesn't generate quotes directly, but it captures all the information needed for quoting — vehicle details, property info, coverage needs — so you can prepare a quote before the consultation.
Can it handle claims calls?
Yes. Your AI captures first notice of loss details — incident date, description, and parties involved — then immediately notifies your claims team so you can respond quickly.
Does it work with my agency management system?
Yes. One Dash Zero integrates with popular agency management systems and CRMs via API. Call summaries, lead data, and appointments sync automatically.
Can it handle multiple lines of business?
Absolutely. Your AI identifies whether the caller needs auto, home, life, commercial, or other coverage and routes accordingly. Multi-line agencies benefit the most from smart routing.
Can it cross-sell additional products?
Yes. Your AI is trained to naturally mention bundling opportunities. An auto insurance caller gets asked about home coverage. A new homeowner hears about umbrella policies.
How quickly can I get this set up?
About 5 minutes. Add your lines of business, agent schedules, coverage areas, and routing rules. Your AI is live and answering calls immediately.
What does it cost?
Plans start at $199/month for the Launch plan. Most agencies recover the cost with one additional policy per month. See our pricing page for full details.

Ready to Capture Every Insurance Lead?

Your next client is calling right now. Make sure someone answers.

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